For families needing seating for six to eight, the three-row SUV remains a popular choice—despite the rising cost of vehicles. While transaction prices hit record highs, several new models still offer three rows for under $40,000. However, it’s important to note that the third row in some of these vehicles is better suited for children than adults.
Here are the ten cheapest three-row SUVs available in 2026, balancing affordability with functionality.
10. Hyundai Palisade: $41,035
The most expensive on this list, the 2026 Hyundai Palisade starts at $41,035. This second-generation model boasts a redesigned exterior, updated tech features, and a new hybrid option (with an $8,085 premium). Despite the higher price tag, the Palisade provides strong value, offering a cabin quality and driving experience that often rivals SUVs costing tens of thousands more.
9. Volkswagen Atlas: $40,785
The 2026 Volkswagen Atlas starts at $40,785. While it has received facelifts since its 2017 debut, the core design remains unchanged. It’s a functional choice, but may not offer the same excitement as some competitors. The Atlas exists in a strange space—a large family vehicle from a brand known for smaller, more agile cars.
8. Mazda CX-90: $40,330
For $40,330, the 2026 Mazda CX-90 delivers a surprisingly engaging driving experience. This model features a standard mild-hybrid, turbocharged 3.3-liter straight-six engine, making it the most fun-to-drive option on this list. The CX-90 proves that practicality doesn’t have to mean sacrificing driver enjoyment.
7. Ford Explorer: $40,160
The 2026 Ford Explorer starts at $40,160 for a base Active model. Updated for 2025 with a refreshed front end and larger screens, the Explorer offers a choice between a 2.3-liter EcoBoost turbo-four or a twin-turbo 3.0-liter V-6 (in the $55,000 ST model). Its presence on the road often commands attention from other drivers.
6. Jeep Grand Cherokee L: $38,830
The 2025 Jeep Grand Cherokee L starts at $38,830 for a base Laredo 4×2. While a refresh is coming for 2026, this outgoing model still provides good value. The standard 3.6-liter V-6 engine delivers reliable performance, and a new Hurricane turbo-four is available for the next model year. Dealers may offer discounts on the current model to clear inventory for the upcoming release.
5. Kia Telluride: $37,885
The 2025 Kia Telluride starts at $37,885, but a redesigned next-generation model is on the horizon. Like its platform twin, the Hyundai Palisade, the Telluride offers luxury-level features at a mainstream price. Negotiating a deal on the outgoing model could secure one of the best value propositions in the current market.
4. Nissan Pathfinder: $37,790
For $37,790, the 2025 Nissan Pathfinder provides a solid, if somewhat dated, option. Powered by a naturally aspirated 3.5-liter V-6, the Pathfinder lacks the hybrid options of some competitors but retains a dependable engine lineage. An available Rock Creek variant offers a more rugged appeal.
3. Hyundai Santa Fe: $36,400
The 2026 Hyundai Santa Fe dips into the mid-$30,000 range, starting at $36,400 for a base SE model. Radically redesigned in 2024, the Santa Fe offers a boxy, Land Rover-inspired design and a choice between a 1.6-liter hybrid or a 2.5-liter turbo-four. It’s a practical choice for buyers prioritizing space and features over performance.
2. Kia Sorento: $33,635
The 2026 Kia Sorento starts at just $33,635, making it the second cheapest three-row SUV. Like the Santa Fe, it’s available with hybrid or gas-only engines, and also offers a plug-in hybrid model starting at $50,000. A 2024 facelift modernized the exterior and interior.
1. Mitsubishi Outlander: $31,140
The undisputed leader in affordability, the 2025 Mitsubishi Outlander starts at $31,140. Despite its often-overlooked status, the Outlander offers a well-conceived crossover experience with available Yamaha audio and S-AWC all-wheel-drive. It’s a surprisingly strong value play in a competitive segment.
In conclusion, the three-row SUV market offers a range of options to fit various budgets. From the budget-friendly Mitsubishi Outlander to the more premium Hyundai Palisade, buyers can find a vehicle that meets their needs without breaking the bank. The key is to consider priorities – whether it’s price, features, or driving experience – and choose accordingly.
